How we charge

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We believe in offering value for money service that adds value to every client we work with

We will always explain our fees and confirm them in writing before we proceed with any paid work. As a guide, here are the stages at which you can expect to be charged:

  • Financial advice: We charge a fixed fee based on the complexity of your situation and the time it takes us to prepare and present our advice.
  • Research and implementation: We charge a fee to cover the cost of implementing our advice.
  • Annual forward planning meeting and review: We charge a fee to ensure your financial plan remains suitable for your needs, circumstances, goals and aspirations.

The first step in your financial planning journey with us is the Explorer Process. A fixed fee is payable in advance. The Explorer Process is designed to help you clarify your thoughts, plans and objectives for the coming years and to overview strategies to achieve them. If at the conclusion of The Explorer Meeting you do not feel that Penmor can add value to your financial planning requirements the fee will be refunded to you, no questions asked.

If you then ask us to proceed in the advice process, that is when we will begin to charge. You can find out more about the process here.

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WE’RE WITH YOU EVERY STEP OF THE WAY

They say, ‘money makes the world go round’. We prefer to say, ‘people make the world go round’. Your life, your hard work, your hopes, your dreams. Every step of the way, we’ll be there.

It’s our goal to help you build you a financially secure future.

40+
YEARS OF FINANCIAL EXPERTISE

We’re financial advisers with a difference.

With over 40 years of experience, our role is to provide you and your family with the financial confidence to live life however you want to, now and in the future.

We help to create the financial confidence, you create the memories.

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OUR FINANCIAL ADVICE SERVICES

Our financial services are designed to put you first and determine the most effective way to achieve your goals. It’s expert financial advice unique to you.
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Financial Planning

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Inheritance Tax

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Retirement Planning

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Protection Planning

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Investment Planning

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Mortgage Planning

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START YOUR JOURNEY WITH US TODAY

We understand that financial planning can be complex, if not daunting. Our goal, together with you, is to help guide you to a secure financial future, allowing you to confidently enjoy today, and tomorrow.